Terms of Service
The rules for accessing and using Arealist analytics software. Please read them carefully before using the platform.
General draft for review and adaptation — not legal advice.
An editable general draft
These Terms of Service set out the basis on which Arealist makes its website and risk-analytics software available. They are provided as a clearly editable general draft to help describe permitted use, responsibilities, and limits.
This page does not imply legal review and does not describe jurisdiction-specific compliance. The operator should review and adapt this text with qualified counsel before reliance, and complete any bracketed fields such as effective date, entity details, and governing law.
What is covered
Use the headings below to find the relevant section. For questions about these terms, visit the Contact page.
Effective date: [To be completed by operator]. This is a template draft. Adapt entity name, contact details, commercial terms, and governing law before publication.
1. Introduction and acceptance
1.1 These Terms of Service (“Terms”) govern access to and use of the website and analytics software operated under the name Arealist (“we”, “us”, “our”).
1.2 By accessing the website, requesting access, or using the platform, you agree to these Terms. If you do not agree, do not access or use the service.
1.3 If you use the service on behalf of an organisation, you confirm you are authorised to accept these Terms on its behalf.
1.4 Additional notices, policies, or order forms may apply to specific features. Where there is a conflict, the more specific terms for that feature will prevail for that feature, unless stated otherwise. See also our Privacy Policy.
2. What Arealist provides
2.1 Arealist provides AI-assisted risk analytics and informational dashboards intended to help users review portfolio-related risk information.
2.2 What is not provided: Arealist is analytics software only. It does not provide custody of funds or assets, does not execute orders, does not provide automated trading, and does not act as a broker, custodian, or asset manager.
2.3 No financial advice: Outputs, scores, visualisations, and educational materials are general information only. They are not investment advice, financial advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any instrument. Users should make their own independent decisions and, where appropriate, seek independent professional advice.
2.4 Past patterns, simulations, or risk indicators do not predict future results. All use of analytics in decision-making remains at the user’s own judgement and risk.
3. Eligibility and access
3.1 You must be legally capable of entering into these Terms in your location and provide accurate information when requesting access or contacting us.
3.2 Access may require approval, invitation, or account credentials. You are responsible for maintaining the confidentiality of credentials and for activity under your account.
3.3 You must promptly notify us of any unauthorised use or suspected compromise via the Contact page.
3.4 We may approve, refuse, suspend, or revoke access where reasonably needed to protect security, comply with obligations, or enforce these Terms.
4. Acceptable use
4.1 You agree to use the service lawfully and only for its intended informational purpose. You will not:
(a) attempt to gain unauthorised access, disrupt, overload, or impair the service;
(b) reverse-engineer, copy, or interfere with the software except as permitted by law;
(c) upload unlawful, infringing, or harmful content, or misuse another person’s data;
(d) misrepresent outputs as regulated advice or as guarantees of performance or protection;
(e) use the service to breach any applicable law or third-party right.
4.2 You are responsible for the accuracy of data or parameters you input, and for ensuring you have the right to share them.
5. Data, inputs and third-party sources
5.1 Analytics depend on user inputs and, where applicable, third-party market or reference data. Such data may be delayed, incomplete, or inaccurate.
5.2 We do not warrant the completeness, timeliness, or accuracy of third-party information and are not responsible for third-party websites or services.
5.3 You retain rights in content you submit, subject to the limited licence needed for us to operate the service (for example, to process, display, and store inputs to provide requested analytics). Details of personal data handling are described in the Privacy Policy.
6. Intellectual property
6.1 The website, software, models, text, graphics, and layout are protected by intellectual property rights owned by or licensed to us.
6.2 Subject to compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the service for your own internal review purposes.
6.3 Except as expressly permitted, you may not copy, modify, distribute, sell, lease, sublicense, or create derivative works from the service, nor remove proprietary notices.
6.4 Feedback or suggestions you provide may be used to improve the service without obligation or compensation, unless otherwise agreed in writing.
7. Availability, changes and support
7.1 We aim to keep the service available but do not guarantee uninterrupted, error-free operation. Maintenance, updates, or factors beyond our control may cause temporary unavailability.
7.2 We may update, modify, or discontinue features, and may release corrections or improvements, where reasonable. Material changes will be described where practicable.
7.3 Support or walkthrough requests can be made via the Contact page. Availability and response times: [To be completed by operator — if applicable].
8. Commercial terms
8.1 Access may be free, trial-based, or paid depending on the offering presented to you. [To be completed by operator — insert fees, billing period, and payment terms if applicable, or delete if not applicable.]
8.2 Unless otherwise stated in writing, fees are exclusive of applicable taxes, and no refunds are implied. Any trial or cancellation conditions will be stated at the point of offer.
8.3 You are responsible for your own equipment, connectivity, and any third-party charges incurred in accessing the service.
9. Disclaimers
9.1 To the maximum extent permitted by law, the service is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.
9.2 We do not warrant that analytics will meet your requirements, prevent losses, identify all risks, or be free of errors or delays.
9.3 Nothing in these Terms excludes rights that cannot be excluded under applicable law.
10. Limitation of liability
10.1 To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunity arising from use of the service.
10.2 To the maximum extent permitted by law, our total aggregate liability arising from or relating to the service will be limited to: [To be completed by operator — insert cap, e.g., amounts paid in a defined period, or a fixed amount]. If no paid service applies, liability is limited to the minimum extent permitted by law.
10.3 Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any liability that cannot be limited by law.
11. Suspension and termination
11.1 You may stop using the service at any time.
11.2 We may suspend or terminate access with reasonable notice, or without notice where necessary for security, legal compliance, or material breach.
11.3 On termination, your right to use the service ends. Provisions that by their nature should survive (including intellectual property, disclaimers, and limitation of liability) will continue to apply.
12. Changes to these Terms
12.1 We may update these Terms from time to time, for example to reflect changes to the service, operations, or legal requirements.
12.2 We will publish the updated version on this page and update the effective date field. Material changes will be highlighted where practicable. Continued use after the updated Terms take effect constitutes acceptance.
12.3 If you do not agree to updated Terms, you should stop using the service.
13. General provisions
13.1 Governing law: [To be completed by operator — insert governing law and jurisdiction. Seek local legal advice before completing.]
13.2 Severability: If any provision is found unenforceable, the remaining provisions continue in full effect.
13.3 No waiver: Failure to enforce a provision does not waive the right to enforce it later.
13.4 Assignment: You may not assign these Terms without our prior written consent. We may assign in connection with a reorganisation, merger, or sale, subject to applicable law.
13.5 Entire agreement: These Terms, together with any specific terms referenced herein, constitute the agreement for use of the service as described on this page.
14. Contact
For questions about these Terms, requests relating to access, or notices, please use the Contact page.
Entity details for notices: [To be completed by operator — legal entity name, registered address, and contact email]. Do not include personal data in general enquiries beyond what is necessary.
This document is a general information draft only and is not legal advice. Review and adapt it with qualified counsel to fit your business model, offering, and applicable laws.
Need clarification before using Arealist?
Request a walkthrough of the analytics workflow, what is included, and what is expressly excluded — no custody, no automated trading.
See also: Privacy Policy · FAQ